Terms of Service

Welcome to Insurance Essence at insuranceessence.com. By accessing or using our website, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our site.

1. Acceptance of Terms
By using Insurance Essence, you affirm that you are at least 18 years old or that you are using the site under the supervision of a parent or guardian.

2. Changes to Terms
We reserve the right to modify these Terms of Service at any time. Any changes will be effective immediately upon posting on the website. Your continued use of the site after changes are posted constitutes your acceptance of the new terms.

3. User Responsibilities
You agree to use the site in accordance with all applicable laws and regulations. You are responsible for any content you post or share and must not post any material that is unlawful, defamatory, or infringes on the rights of others.

4. Intellectual Property
All content on Insurance Essence, including text, graphics, logos, and images, is the property of Insurance Essence and is protected by copyright and trademark laws. You may not use, reproduce, or distribute any content without our prior written consent.

5. Disclaimers
The information provided on Insurance Essence is for informational purposes only and should not be considered legal or financial advice. We do not guarantee the accuracy, completeness, or usefulness of any information on the site.

6. Limitation of Liability
Under no circumstances shall Insurance Essence or its affiliates be liable for any direct, indirect, incidental, special, or consequential damages that result from the use of, or the inability to use, the website.

7. Third-Party Links
Our website may contain links to third-party sites. We are not responsible for the content, privacy policies, or practices of these sites.

8. Governing Law
These Terms of Service are governed by the laws . Any disputes arising from these terms will be resolved in the courts.

9. Contact Information
For any questions or concerns regarding these Terms of Service, please contact us at [email protected].